A educação financeira de servidores públicos federais do IFMG Campus Bambuí: caracterização e proposição de ações

Abstract

Financial education is a topic of great relevance, mainly due to economic crises and their consequences that impact personal and family life. This work aims to research was to propose a training program in financial education, appropriate to the profile of Technical and Administrative Education workers (TAE) at the Federal Institute of Education, Science and Technology (IFMG) - Campus Bambuí. In this sense, a survey was conducted with these public workers, using a questionnaire as a data collection instrument. The workers were characterized regarding their sociodemographic, socioeconomic, financial knowledge and financial behavior profiles, as well as the identification of the level of financial education and its association with factors of the identified profiles. From the analyzes carried out, it was observed that most of the respondents fit the following profile: from 25 to 49 years of age, white and mixed race/ethnicity, with a high educational level (specialists and master's degrees). In general, they spend less than they earn, control money, buy installments frequently, and have part of their income committed to pay for purchases in installments. The analysis of the level of financial education placed the respondents at a low level, indicating the need for training actions. Financial literacy level was also found to be associated with dealing with money-related issues with parents, with learning in high school, and with periodic monitoring of money. Considering the information obtained, a proposal for a training action program appropriate to the reality of the profile presented was prepared, in line with the general objective of this research. The proposal was presented to the directors of IFMG - Campus Bambuí, who issued a favorable opinion.