Abstract:
Amidst the global economic crisis, financial management becomes paramount. In Brazil, despite the downward trend in inflation, gaps in financial literacy persist, impacting the well-being of over 71 million Brazilians who were in arrears as of November 2023. The research, conducted through a survey administered to Public Servants of UNIFEI, sought to assess financial literacy and understand the financial well-being of these professionals. The survey results indicate that over 60% of the technical-administrative education servers (STAEs) at UNIFEI can be considered financially literate. Regarding the perception of financial well-being, the average score was 55.95 on a scale ranging from 14 to 86. Although the results were positive, challenges in financial control persist. Even with an above-average understanding of financial concepts, there are specific areas that require attention, highlighting the need for personalized educational strategies. The assessment of financial well-being, despite a moderate perception, raises concerns about current financial control, indicating challenges that require specific approaches and a better understanding of what truly influences this well-being, impacting the quality of life and health of these servers. In conclusion, the continuous promotion of financial literacy is indispensable to enhance behaviors and attitudes in personal financial management. Personalized interventions in the workplace are proposed, linking financial literacy to the institution's social responsibility. These actions not only benefit STAEs individually but also have the potential to positively impact organizational outcomes, proving essential to improve financial literacy and the financial well-being of UNIFEI's public servants.
