Abstract:
Financial literacy, referred to as an area of knowledge, as a process, or even as a tool, has, as
its purpose, to help the individual in the management of his or her financial capital. Whenever
it is about consumption choices, investment or prevention for uncertain situations. The present
study evaluated the association between personality factors of the population studied and their
knowledge and financial behavior. The theoretical framework carried out a survey about the
studies on financial education in Brazil and in other countries. In addition, the studies on
personality factors were treated, as well as those that correlate the theme with financial literacy.
This is a descriptive and applied study, with a quantitative method. For the collection of
information, survey research was used, with the survey of information about individuals and
their social aspects. The index of financial knowledge found was considered low among the
respondents. Statistical tests were carried out and showed positive associations between the
respondent's gender and the financial education index, and between the fact of talking to parents
about money and the financial education index. Furthermore, associations between this index
and other socioeconomic factors were analyzed. The results also pointed to the absence of
significant associations between financial knowledge and socioeconomic characteristics.
